Property finance solicitors

Expert property finance advice for lenders, borrowers and investors on acquisitions, refinancing, development funding and secured lending.

Expert property finance advice to help clients structure transactions, secure funding and unlock opportunities.

Access to finance is often critical to the success of commercial property transactions, whether funding an acquisition, supporting a development project or refinancing an existing arrangement. With a wide range of funding options available, securing the right finance requires a clear understanding of the commercial objectives, transaction structure and potential challenges involved.

Our property finance team advises both lenders and borrowers, helping clients understand the credit market and secure effective funding solutions tailored to their needs. We have a strong track record acting for major national lenders, boutique property funders and private equity investors on a wide range of property finance arrangements, including primary and secondary funding. We also advise pension companies and SSAS and SIPP advisers in relation to property-backed funding.

For borrowers, we provide practical advice on secured lending, refinancing and development finance arrangements, helping them meet lender requirements and navigate both pre- and post-completion obligations. Our approach combines specialist finance expertise with a deep understanding of property law, enabling us to provide commercially focused advice throughout the lifecycle of a transaction.

Trusted by businesses, investors and developers across the UK and internationally.
Integrated property and finance expertise, supported by specialist teams across development, construction, corporate and commercial matters.

Commercially focused, proactive advice and responsive support when timing is critical.

Commercial property advice backed by a full-service law firm and specialist disputes expertise.

Our property finance expertise

With extensive experience acting for major financial institutions, specialist funders, private equity investors and property businesses, we understand the commercial drivers behind successful funding transactions. Working closely with our wider property and banking teams, we provide practical, strategic advice to help clients navigate complex funding requirements, manage risk and achieve their objectives. We have expertise in:

Property acquisition finance, development funding and refinancing arrangements
Secured lending and property-backed finance transactions
Preparation, review and negotiation of facility agreements and finance documentation
Preparation and registration of legal charges and other security arrangements
Legal opinions and coordination of overseas legal advice where required

Collateral warranties, including step-in rights and funder protections
Parent company guarantees, performance bonds and cost overrun guarantees
Negative pledges, cross-company guarantees and other forms of security
Receivership sales and disposal of secured property assets
Assignment of rights under building contracts, warranties and associated intellectual property, including architects’ drawings

Recent property finance work

Relevant recent cases and transactions include:

A £10 million refinancing of transactions in relation to partially completed and completed developments of residential and business units, including the organisation of a foreign legal opinion, legal charges, assignment of the benefit of the building contract, collateral and professional warranties.
Acting for a national lender charging properties owned by a private developer for a total facility of £13.5 million with warranties from the construction and professional team, as well as satisfying the lender as to the position concerning complex rights of way affecting the site.
Acting for a national lender taking a charge over an industrial complex with a GDV of £8 million.
Acting for a national lender taking a charge over part of a large development that was to be developed as affordable housing with completion being delayed until “golden brick” for VAT purposes, with extra security simultaneously being taken by the bank over another site owned the registered providers.

Contact us

If you have any questions or would like advice on a related matter, please complete the form and one of our experts will be in touch as soon as possible.

Rather give us a call:

0118 959 7711

Why use our property finance solicitors?

Highly experienced in property law

Our property finance solicitors benefit from being part of one of the Thames Valley’s leading property teams, giving us a deep understanding of the wider legal and commercial considerations that impact property transactions. By combining finance expertise with specialist knowledge across commercial property, development, construction and disputes, we provide joined-up advice that helps clients navigate complex funding arrangements and achieve their objectives.

Collaborative and proactive approach

We work closely with clients and their wider professional teams, including lenders, funders, brokers and advisers, to ensure property finance transactions progress efficiently. By understanding the commercial objectives behind each transaction, we provide proactive advice, identify potential issues early and help deliver effective solutions.

Leading full-service law firm

Boyes Turner is recognised as a leading law firm by legal directories Chambers UK and The Legal 500. As a full-service law firm, we can draw on specialist teams across the firm, including corporate, employment, disputes and private wealth, to provide a joined-up approach and support clients with the wider legal considerations surrounding their property and business needs.

Property finance related insights

What our clients say

Property Purchase – that extra mile!

Cara and Will were great the whole way through. Easy to get hold of. Thorough in their work and quick to act. Cara even went the extra mile to get us completed when she was actually unwell off work. Great service.

Rhys

What our clients say

As commercial property investors we were delighted to work with her again.

Boyes Turner and particularly Michelle Streeter have made it difficult for us go with any other solicitor ever again! Michelle’s style is so straightforward and easy to follow. As commercial property investors we were delighted to work with her again.

Client via Review Solicitors

What our clients say

Professional and Personable

I love working with Lauren. She is incredibly knowledgeable and delivers a first‑class service. Professional yet friendly, she communicates clearly and makes every interaction stress‑free and reassuring. Proactive, thorough and a pleasure to deal with – I wouldn’t hesitate to recommend her.

Neil Jones – Lusso New Homes